Traditional

Contributions made to a Traditional IRA have the potential to be tax deductible; all earnings are tax free until withdrawn. Investment options include an IRA Share or IRA CD (see current CD rate schedule for details). For all tax related questions please consult a skilled tax advisor. For questions regarding IRA’s please call for details.*

ROTH

Contributions are not tax deductible though your contributions may qualify you for a Savers Tax Credit of no more than $1000. All earnings are tax-free, and have the potential to be tax-free at the time of withdrawal. For all tax related questions please consult a skilled tax advisor. For questions regarding IRA’s please call for details.*

Coverdell Educational Savings Accounts (ESA)

This IRA is designed to help a fund a child’s education (Elementary, Secondary, or Post-Secondary). The contributions are nondeductible, but the earnings and contributions when used to pay for qualified education expense are tax-free. For all tax related questions please consult a skilled tax advisor. For questions regarding IRA’s please call for details.*

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Franklin First is not a financial advisor. If you need advice pertaining to investment of your retirement accounts, we suggest you contact a skilled financial advisor.