Franklin First Credit Union is proud to offer our members Government Insured Mortgage Programs – Government Insured Loans, VA*, Rural Housing, and Reverse Mortgages.

There are several options for members looking to purchase or refinance and receive cash out. 96.5% and 100% financing available.

Government Insured Loans/Rehab Loans

Purchases or Refinances available for members with lower Fico scores and higher LTV’s.

Solid fixed rate loans. Also loan rehabilitation on new or current homes.

VA* Mortgages

  • 30 Year Fixed Rates
  • 100% Financing
  • No PMI
  • Available on purchases and 90% LTV cash out

Reverse Mortgages

A valuable financial tool for seniors 62 and older.

This mortgage option gives them the opportunity to increase their monthly cash flow so they may live their life to the fullest.

For non-government loan rates please call our mortgage specialist at 413 -774-6700.

Veterans Administration

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