When you’re looking for excellent rates on deposit products, look no further – Franklin First FCU have the competitive rates you’re looking for.

Rates effective – December 01, 2018.

Savings (Share) Accounts
Deposit Dividend Rate APY*
Regular Shares 0.05%** 0.05%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Money Market Accounts
Deposit Dividend Rate APY*
$25 – $499.99 0.05%** 0.05%**
$500 – $24,999.99 0.22%** 0.22%**
$25,000-$49,999.99 0.40%** 0.40%**
$50,000-$74,999.99 0.50%** 0.50%**
$75,000 and up 0.60%** 0.60%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Term Certificates (Certificates of Deposit)
Deposit Dividend Rate APY*
6 Month 1.00%** 1.00%**
12 Month 1.15%** 1.16%**
15 Month 1.25%** 1.26%**
18 Month 1.50%** 1.51%**
24 Month 2.00%** 2.02%**
36 Month 2.25%** 2.27%**
48 Month 2.50%** 2.53%**
60 Month 2.75%** 2.79%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawals.
Vacation Club
Deposit Dividend Rate APY*
Vacation Club 0.10%** 0.10%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Kids Club
Deposit Dividend Rate APY*
Kids Club 0.10%** 0.10%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Christmas Club
Deposit Dividend Rate APY*
Christmas Club 0.10%** 0.10%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Pet Care Club
Deposit Dividend Rate APY*
Pet Care Club 0.10%** 0.10%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
IRAs (Traditional, ROTH & Educational)
Deposit Dividend Rate APY*
Share (Savings) IRA 0.10%** 0.10%**
6 Month 1.00%** 1.00%**
12 Month 1.15%** 1.16%**
15 Month 1.25%** 1.26%**
18 Month 1.50%** 1.51%**
24 Month 2.00%** 2.02%**
36 Month 2.25%** 2.27%**
48 Month 2.50%** 2.53%**
60 Month 2.75%** 2.79%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawals.