When you’re looking for excellent rates on deposit products, look no further – Franklin First FCU have the competitive rates you’re looking for.

Rates effective – November 1, 2017.

Savings (Share) Accounts
Deposit Dividend Rate APY*
Regular Shares 0.05%** 0.05%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Money Market Accounts
Deposit Dividend Rate APY*
$25 – $499.99 0.05%** 0.05%**
$500 – $19,999.99 0.12%** 0.12%**
$20,000-$74,999.99 0.12%** 0.12%**
Over $75,000 0.15%** 0.15%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Term Certificates (Certificates of Deposit)
Deposit Dividend Rate APY*
6 Month 0.30%** 0.30%**
12 Month 0.50%** 0.50%**
15 Month 0.55%** 0.55%**
18 Month 0.55%** 0.55%**
24 Month 0.75%** 0.75%**
36 Month 1.10%** 1.10%**
48 Month 1.50%** 1.51%**
60 Month 1.75%** 1.76%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawals.
Vacation Club
Deposit Dividend Rate APY*
Vacation Club 0.10%** 0.10%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Kids Club
Deposit Dividend Rate APY*
Kids Club 0.10%** 0.10%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Christmas Club
Deposit Dividend Rate APY*
Christmas Club 0.10%** 0.10%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
Pet Care Club
Deposit Dividend Rate APY*
Pet Care Club 0.10%** 0.10%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
The rate may change after the account is opened
IRAs (Traditional, ROTH & Educational)
Deposit Dividend Rate APY*
Share (Savings) IRA 0.10%** 0.10%**
6 Month 0.30%** 0.30%**
12 Month 0.50%** 0.50%**
15 Month 0.55%** 0.55%**
18 Month 0.55%** 0.55%**
24 Month 0.75%** 0.75%**
36 Month 1.10%** 1.10%**
48 Month 1.50%** 1.51%**
60 Month 1.75%** 1.76%**
*
Annual Percentage Yield. All share and term accounts use the average daily balance method for dividend calculation. Dividends are posted and compounded monthly.
**
Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawals.