PERSONAL LOANS

Your signature is the only security required. Use personal loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need.

 

For more information call us at 774-6700.

   

 

VISA CREDIT CARD

Your VISA card costs less at Franklin First!

No annual fee, no cash advance fees, and a low interest rate for purchases. Even earn points for every purchase you make.

We offer a VISA Platinum card.

To report a lost or stolen Franklin First VISA credit card call 413-774-6700 during regular Credit Union hours, or 1-800-325-3678 after hours.

 

Log on to your Franklin First VISA account HERE.

Check your VISA balance and available credit line or even make a payment 24/7.

 

For more information call us at 774-6700.

   

 

Credit Cards - Balance Transfers

Get A No-Fee Balance Transfer As Low As 8.25% APR*


Are you paying too much in credit card fees or interest rates? Then transfer your balance to a Franklin First VISA credit card, and receive a low rate with no balance transfer fee. Your rate will be as low as 8.25% APR*.

● No Balance Transfer Fee
● Charging you a balance transfer fee only adds to your debt.

● Eliminating the fee is just one more way we help you get on top of your finances.
 

Call us at 774-6700 for more details

 

* APR = Annual percentage rate

† Rate could be increased after consummation

   

 

NEW AND USED VEHICLE LOANS

LOOKING FOR A NEW OR USED AUTO LOAN?

LOOKING TO REFINANCE EXISTING LOAN YOU HAVE ANOTHER FINANCIAL INSTITUTION?

CHOOSE Franklin First!
 

Beat the dealer financing - get a great rate and take advantage of cash back dealer incentives. We offer up to 100% financing with a variety of terms and special programs to fit your budget.

Getting the best possible deal on your vehicle can be stressful. Using Franklin First's low rates, flexible terms, and expedient process will take the stress out of getting the best vehicle loan.


For more information call us at 774-6700.

   

 

HOME IMPROVEMENT LOANS

Repairs or remodeling up to $20,000.

Member is responsible for providing a materials list or contractor quote that satisfies Franklin First's requirements.

If more than 50% of the improvements are energy related, including Energy Star products, insulation, heating and cooling upgrades or replacement windows, it may qualify as an Energy Loan.
 

Speak to a loan officer for details.

 

For more information call us at 774-6700.

 

NMLS ID# 412497

   

 

SHARE/CERTIFICATE SECURED LOANS

Use your savings as collateral for our lowest loan rates available.

 

For more information call us at 774-6700.

   

 

EDUCATION LOANS

Borrow directly from Franklin First FCU using a Signature (Personal) Loan application.

 

For more information call us at 774-6700.