|
Unlimited free
checking with no minimum balance requirement. Deposits can
be made through payroll deduction, direct deposit and
electronic funds transfer, with overdraft protection
available (on approval).
SENIOR CHECKING
For age 65 or
older. Unlimited free checking with no minimum balance
requirement. If deposits are made by direct deposit you are
entitled to one free box of 150 Liberty Image checks per
year, as well as 2 free money orders or cashier's checks per
month.
DEBIT/CHECK CARDS
Replace your
checks with the convenience of plastic that withdraws
directly from your checking account. Use at any location
that displays a VISA logo for point-of-sale purchases, or at
any ATM that displays the VISA, NYCE or PLUS logos.
To report a lost
or stolen Franklin First ATM only card call 413-774-6700
during regular Credit Union hours, or 1-800-264-5578
after hours.
To report a lost or stolen Franklin First VISA debit/check
card call 413-774-6700 during regular Credit Union
hours, or 1-800-264-3678 after hours.
OVERDRAFT PROTECTION
Several choices
available: automatic transfer from savings, automatic
transfer from overdraft protection loan, or OOPS! Courtesy
Pay. Ask our Member Service Reps for details.
OVERDRAFT OPT-IN REQUEST FORM
Due to recent
Federal regulatory changes, it is soon going to be necessary
for you to “opt-in” or “opt-out” of the payment of everyday
point-of-sale transactions in cases where you do not have
enough money in your account to cover a transaction. If you
wish to continue authorizing the credit union to pay such
transactions after July 1, 2010, you must “opt in”.
Point-of-sale transactions, referred to above, are most
easily recognized as ATM transactions and debit card
transactions. If you do not have sufficient funds to cover
these types of transactions, and choose not to opt-in, the
credit union will be forced to deny your access to the
transactions.
To keep your overdraft
privileges, please fill out
THIS FORM and click submit.
|
